Contractor Risk Management Tools Driven by AI
Redline
Reviews construction contracts and flags risky terms before you sign.
SubProtect
Checks certificates of insurance actually meet your requirements.
AuditGuard
Estimates your year-end premium-audit exposure.
Guaranteed to reduce your company's risk
Our AI isn't generic — it's built by risk managers with decades of experience.
Contract Review
Redline
Catch risky contract terms before you sign.
Upload a construction subcontract and Redline surfaces unfavorable terms, missing protections, and liability exposures — each with cited evidence, a recommended action, and an overall risk score.
- Flags indemnity, insurance, and payment provisions
- Every finding cites the exact contract language
- Risk score and prioritized recommendations
Certificate Verification
SubProtect
Make sure every COI actually meets your requirements.
Drop in a certificate of insurance and the requirements it must satisfy. SubProtect cross-examines every limit, date, and endorsement and flags whatever falls short — so a bad cert never slips through.
- Checks each requirement against the certificate
- Met, insufficient, missing, or needs-verification
- Evidence pulled straight from the COI
Premium Audit
AuditGuard
Know your year-end audit exposure before it surprises you.
Upload an in-force policy package and your projected financials, and AuditGuard estimates the additional premium you're likely to owe at audit — line by line, so there are no year-end surprises.
- Projects additional premium per line of business
- Reads revenue, payroll, and class-code rating bases
- Turns audit guesswork into a clear estimate
Ready to put these tools to work for your team?
Legal Disclaimer
We do not provide legal advice. The terms we highlight are recommendations to negotiate and discuss with your attorney. These tools are designed to assist in identifying potential areas of concern, but should not be considered a substitute for professional legal counsel.
There is never a charge for Red Cedar Insurance Agency (RCIA) risk management tools. These tools are available to RCIA insurance clients and prospective clients only.